What to consider when applying for a personal loan

If you need help working out what you need to consider when applying for a personal loan then you should have a look at this article on personal loans.

Now It's Personal: Welcome To The Bad Times

The Government might be avoiding the 'R' word but you can fight and win your own financial battles, writes David Potts.

Finding A Cheap Personal Loan

A cheap personal loan can be easier to find if you use a comparison table of personal loans and car loans.

Time To Buy Bank Stocks - Or One For The Suckers?

SHARES of the Big Four banks are cheap. Their share prices are down as much as 40% from their all-time highs of late last year.

Price May Be Right For A Punt On Banks

The shares of the big four banks are cheap. Their share prices are down as much as 40 per cent from their all-time highs of late last year. Will bank shares pay off handsomely for contrarian investors who take the plunge now? Or will investors end up with a black eye having taken a sucker punch?

Lower Costs, But Not For Long As Pressure Hits

THE fall in home-loan costs expected for as early next month could be short-lived as the longer term funding pressures on banks are set to increase rather than ease over the coming year.

Credit Crunch Leaves A Hangover

BUSINESS and personal borrowers will face a continuing battle with higher loan costs as the global credit crunch continues to put pressure on the needs of banks to raise money at affordable rates.

Pay off the cheap personal loan more easily

You can pay off a cheap personal loan more easily if you manage your finances correctly.

Get a personal loan for less

As interest rates don't look to stop rising anytime in the near future, a cheap personal loan can be hard to come by. It can be difficult searching for good deals to buy a car or finance a holiday, as you ask around for who may be giving the best offer.

New Cars Getting As Cheap As Chips

But they're also losing their value faster, writes Janet de Silva.

Banks Refuse To Cut Credit Card Rates

Banks have refused to cut interest rates on credit cards despite falls in official rates, mortgage and personal loan rates. Ahead of the traditional Christmas splurge with credit cards, all major banks said rates were under review. But few analysts expect them to fall. Consumer groups have cr

Women's Wheels

Young females and small cars are helping to drive the competition in personal loans. VITA PALESTRANT reports. YOUNG, upwardly mobile women are driving the small-car sector and the personal loan market alongside it. As a result, the feminine touch has done wonders for competition in the car yards

Don't Take Our Cheap Money Away

ONE OF the bankers who will stop work on Monday as his union steps up its campaign against the fringe benefits tax is a money adviser who has a house, two cars and a boat. He has a hefty credit card bill and a medical loan for his wife's teeth. The man, who would not be identified, says he i

Cheap Loans Squeezed Out

THE ANZ Bank has quietly withdrawn its special 14.85 per cent home loan rate for people borrowing less than $35,000. While a variety of conditions applied to the loan the rate was 0.65 percentage points below the standard mortgage rate of 15.5 per cent, and so provided borrowers with a usef